:root{
  --blue:#1d4ed8;--blue-600:#2563eb;--blue-700:#1e40af;--blue-900:#0b1f4d;
  --blue-50:#eff5ff;--blue-100:#dbe7ff;
  --ink:#0f172a;--muted:#475569;--line:#e2e8f0;--bg:#ffffff;--soft:#f6f9ff;
  --radius:16px;--shadow:0 10px 30px -12px rgba(29,78,216,.25);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:"Plus Jakarta Sans",system-ui,-apple-system,Segoe UI,Roboto,sans-serif;color:var(--ink);background:var(--bg);line-height:1.6;-webkit-font-smoothing:antialiased}
a{color:var(--blue)}
img,svg{max-width:100%}
.wrap{max-width:1140px;margin:0 auto;padding:0 20px}
.skip{position:absolute;left:-999px}.skip:focus{left:16px;top:16px;background:#fff;padding:8px 12px;z-index:99}

/* header */
.top{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.92);backdrop-filter:saturate(180%) blur(10px);border-bottom:1px solid var(--line)}
.top .wrap{display:flex;align-items:center;justify-content:space-between;height:68px}
.brand{display:flex;align-items:center;gap:10px;font-weight:800;font-size:20px;color:var(--blue-900);text-decoration:none;letter-spacing:-.02em}
.brand .mark{width:34px;height:34px;border-radius:10px;background:linear-gradient(135deg,var(--blue-600),var(--blue-900));display:grid;place-items:center;color:#fff;font-size:15px}
.nav{display:flex;gap:4px;align-items:center}
.nav a{color:var(--muted);text-decoration:none;font-weight:600;font-size:15px;padding:8px 12px;border-radius:10px}
.nav a:hover,.nav a[aria-current=page]{color:var(--blue);background:var(--blue-50)}
.nav a.btn{color:#fff;background:var(--blue);margin-left:6px}
.nav a.btn:hover{background:var(--blue-700);color:#fff}
.menu{display:none;border:1px solid var(--line);background:#fff;border-radius:10px;padding:8px 14px;font:600 14px inherit;font-family:inherit;color:var(--blue-900);cursor:pointer}
@media (max-width:860px){
  .menu{display:block}
  .nav{display:none;position:absolute;top:68px;left:0;right:0;background:#fff;border-bottom:1px solid var(--line);flex-direction:column;align-items:stretch;padding:12px 16px 18px}
  .nav.open{display:flex}
  .nav a.btn{margin:6px 0 0;text-align:center}
}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;background:var(--blue);color:#fff;text-decoration:none;font-weight:700;padding:13px 22px;border-radius:12px;border:0;font-family:inherit;font-size:15px;cursor:pointer;transition:.2s}
.btn:hover{background:var(--blue-700);transform:translateY(-1px)}
.btn.ghost{background:#fff;color:var(--blue);border:1.5px solid var(--blue-100)}
.btn.ghost:hover{border-color:var(--blue);background:var(--blue-50)}
.btn.white{background:#fff;color:var(--blue-900)}
.btn.white:hover{background:var(--blue-50)}

/* hero */
.hero{background:radial-gradient(1000px 500px at 85% -10%,var(--blue-100),transparent 60%),linear-gradient(180deg,var(--soft),#fff);padding:84px 0 72px}
.hero .wrap{display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:center}
.eyebrow{display:inline-block;font-size:13px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--blue);background:var(--blue-50);border:1px solid var(--blue-100);padding:6px 12px;border-radius:999px}
h1{font-size:clamp(34px,5.2vw,58px);line-height:1.08;letter-spacing:-.035em;margin:18px 0 18px;color:var(--blue-900);font-weight:800}
h1 em{font-style:normal;color:var(--blue)}
h2{font-size:clamp(26px,3.4vw,38px);letter-spacing:-.03em;line-height:1.15;margin:0 0 14px;color:var(--blue-900)}
h3{font-size:19px;margin:0 0 8px;color:var(--blue-900);letter-spacing:-.01em}
.lead{font-size:18px;color:var(--muted);max-width:580px}
.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}
.trust{display:flex;gap:22px;flex-wrap:wrap;margin-top:30px;color:var(--muted);font-size:14px;font-weight:600}
.trust span::before{content:"✓";color:var(--blue);margin-right:6px;font-weight:800}
.phone{justify-self:center;width:280px;height:560px;border-radius:44px;background:var(--blue-900);padding:14px;box-shadow:0 40px 80px -30px rgba(11,31,77,.55)}
.screen{height:100%;border-radius:32px;background:linear-gradient(180deg,#fff,var(--blue-50));padding:28px 18px;display:flex;flex-direction:column;gap:12px}
.screen .bar{height:10px;width:60px;border-radius:99px;background:var(--line);margin:0 auto 10px}
.tile{background:#fff;border:1px solid var(--blue-100);border-radius:16px;padding:14px;display:flex;gap:12px;align-items:center;font-size:13px;font-weight:700;color:var(--blue-900)}
.tile i{width:36px;height:36px;border-radius:10px;background:var(--blue);flex:none}
.tile:nth-child(3) i{background:#60a5fa}.tile:nth-child(4) i{background:#93c5fd}
.tile small{display:block;font-weight:500;color:var(--muted)}
.status-pill{margin-top:auto;background:var(--blue);color:#fff;text-align:center;border-radius:12px;padding:12px;font-weight:700;font-size:13px}
@media (max-width:860px){.hero .wrap{grid-template-columns:1fr}.phone{display:none}.hero{padding:56px 0}}

/* sections */
section{padding:80px 0}
.soft{background:var(--soft)}
.head{max-width:680px;margin-bottom:40px}
.head p{color:var(--muted);font-size:17px;margin:0}
.grid{display:grid;gap:20px}
.g3{grid-template-columns:repeat(3,1fr)}.g4{grid-template-columns:repeat(4,1fr)}.g2{grid-template-columns:repeat(2,1fr)}
@media (max-width:960px){.g4{grid-template-columns:repeat(2,1fr)}.g3{grid-template-columns:repeat(2,1fr)}}
@media (max-width:620px){.g4,.g3,.g2{grid-template-columns:1fr}}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px;transition:.2s}
.card:hover{border-color:var(--blue-100);box-shadow:var(--shadow)}
.card p{color:var(--muted);margin:0;font-size:15px}
.icon{width:46px;height:46px;border-radius:12px;background:var(--blue-50);color:var(--blue);display:grid;place-items:center;margin-bottom:16px}
.icon svg{width:24px;height:24px}
.step{counter-increment:s;position:relative;padding-top:58px}
.step::before{content:counter(s,decimal-leading-zero);position:absolute;top:22px;left:26px;font-weight:800;color:var(--blue);font-size:15px;letter-spacing:.05em}
.steps{counter-reset:s}
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;text-align:center}
.stats b{display:block;font-size:34px;color:var(--blue);letter-spacing:-.03em}
.stats span{color:var(--muted);font-size:14px;font-weight:600}
@media (max-width:700px){.stats{grid-template-columns:repeat(2,1fr)}}
.cta{background:linear-gradient(135deg,var(--blue),var(--blue-900));color:#fff;border-radius:24px;padding:56px;display:flex;justify-content:space-between;align-items:center;gap:24px;flex-wrap:wrap}
.cta h2{color:#fff;margin:0 0 6px}.cta p{margin:0;color:#dbe7ff}
@media (max-width:620px){.cta{padding:32px 24px}}
.check{list-style:none;padding:0;margin:0}
.check li{padding:8px 0 8px 30px;position:relative;color:var(--muted)}
.check li::before{content:"";position:absolute;left:0;top:13px;width:18px;height:18px;border-radius:50%;background:var(--blue-50) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%231d4ed8' stroke-width='3'%3E%3Cpath d='M5 12l5 5 9-10'/%3E%3C/svg%3E") center/12px no-repeat}
.price{display:flex;flex-direction:column}
.price .amt{font-size:15px;color:var(--muted);margin:6px 0 16px}
.price .check{margin-bottom:20px;flex:1}
.price.featured{border:2px solid var(--blue);box-shadow:var(--shadow)}
.tag{display:inline-block;font-size:12px;font-weight:700;color:var(--blue);background:var(--blue-50);padding:4px 10px;border-radius:99px;margin-bottom:10px}

/* page header + legal */
.pagehead{background:linear-gradient(180deg,var(--soft),#fff);padding:64px 0 36px;border-bottom:1px solid var(--line)}
.pagehead h1{font-size:clamp(30px,4.4vw,46px);margin:12px 0 10px}
.pagehead p{color:var(--muted);margin:0;max-width:700px}
.legal{display:grid;grid-template-columns:240px 1fr;gap:48px;padding:48px 20px 80px}
.toc{position:sticky;top:92px;align-self:start;font-size:14px}
.toc b{display:block;margin-bottom:8px;color:var(--blue-900)}
.toc a{display:block;color:var(--muted);text-decoration:none;padding:5px 0;border-left:2px solid var(--line);padding-left:12px}
.toc a:hover{color:var(--blue);border-color:var(--blue)}
.doc{max-width:760px;min-width:0}
.doc h2{font-size:24px;margin:40px 0 12px;scroll-margin-top:90px}
.doc h3{font-size:17px;margin:22px 0 6px}
.doc p,.doc li{color:#334155}
.doc table{width:100%;border-collapse:collapse;margin:12px 0;font-size:14px;display:block;overflow-x:auto}
.doc th,.doc td{border:1px solid var(--line);padding:10px;text-align:left;vertical-align:top}
.doc th{background:var(--blue-50);color:var(--blue-900)}
.note{background:var(--blue-50);border:1px solid var(--blue-100);border-radius:12px;padding:16px 18px;color:var(--blue-900)!important}
@media (max-width:860px){.legal{grid-template-columns:1fr}.toc{position:static}}

/* forms */
.form{display:grid;gap:16px}
.row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
@media (max-width:620px){.row{grid-template-columns:1fr}}
label{display:grid;gap:6px;font-weight:600;font-size:14px;color:var(--blue-900)}
input,select,textarea{font:inherit;font-weight:500;padding:12px 14px;border:1.5px solid var(--line);border-radius:12px;background:#fff;color:var(--ink);width:100%}
input:focus,select:focus,textarea:focus{outline:none;border-color:var(--blue);box-shadow:0 0 0 4px var(--blue-50)}
textarea{min-height:150px;resize:vertical}
.consent{display:flex;gap:10px;align-items:flex-start;font-weight:500;color:var(--muted)}
.consent input{width:auto;margin-top:4px}
.formstatus{font-weight:600;min-height:1.4em}
.contact-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:28px;align-items:start}
@media (max-width:860px){.contact-grid{grid-template-columns:1fr}}
.info .card{margin-bottom:14px}
.info a{font-weight:700;word-break:break-all}

/* faq */
details{border:1px solid var(--line);border-radius:14px;padding:18px 20px;background:#fff;margin-bottom:12px}
summary{font-weight:700;cursor:pointer;color:var(--blue-900);list-style:none;display:flex;justify-content:space-between;gap:12px}
summary::after{content:"+";color:var(--blue);font-size:20px;line-height:1}
details[open] summary::after{content:"–"}
details p{color:var(--muted);margin:10px 0 0}

/* footer */
footer{background:var(--blue-900);color:#c7d6f5;padding:64px 0 28px;font-size:14px}
footer .cols{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:32px}
footer h4{color:#fff;font-size:14px;margin:0 0 12px;letter-spacing:.04em;text-transform:uppercase}
footer a{color:#c7d6f5;text-decoration:none;display:block;padding:4px 0}
footer a:hover{color:#fff}
footer .brand{color:#fff;margin-bottom:12px}
footer .legalline{border-top:1px solid rgba(255,255,255,.12);margin-top:40px;padding-top:22px;display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;color:#93a8d6}
@media (max-width:860px){footer .cols{grid-template-columns:1fr 1fr}}
@media (max-width:520px){footer .cols{grid-template-columns:1fr}}

/* cookie bar */
.cookie{position:fixed;left:16px;right:16px;bottom:16px;max-width:560px;margin:0 auto;background:#fff;border:1px solid var(--blue-100);box-shadow:0 20px 50px -20px rgba(11,31,77,.4);border-radius:16px;padding:18px 20px;display:none;gap:14px;align-items:center;z-index:60;font-size:14px;color:var(--muted)}
.cookie.show{display:flex}
.cookie p{margin:0;flex:1}
@media (max-width:520px){.cookie{flex-direction:column;align-items:stretch}}
.center{text-align:center}
.nf{padding:120px 0;text-align:center}